In my character export request thread, we discussed the possibility of a character exporter.
http://www.uox3.org/forum/viewtopic.php?t=815
The advantage of this, is that if you use someone's worldfile, you won't lose your PCs.
Such a tool would be great, but as discussed, would take time away from other UOx3 projects, and we'd have to find a person willing to tackle the project.
On my shard, it's not big deal if I lose my PCs, using a GM, within 30 minutes I can have them all back to where they were, so I will be voting "neutral".